i-Protect Personal Accident and Sickness Insurance

i-Protect is a leading specialist in Personal Accident & Sickness insurance products, backed by over 40 years experience. Working with the mining, transport and labour hire industries, i-Protect helps enterprise provide benefits to their employees with valuable insurance products that are both comprehensive in coverage and affordable for them to purchase. Traditionally our products have provided the most benefit to those industries that are known to have high-hazard occupations. This provides additional benefits to their employment with access to affordable insurance to protect their income.

Our product has been specifically designed for the following sectors:

Labour HireMiningTransport



What is Personal Accident & Sickness Insurance?

Personal accident & sickness insurance provides lump sum and/or income replacement risks for injuries and illnesses that occur outside of the workplace.

The benefits of insuring with i-Protect are noted below, but not limited to:

  • Cover – 24 hours, worldwide and commences on day one, the date that your application is sent to us.
  • Weekly Benefits – paid in addition to sick leave, annual leave and other entitlements.
  • Maximum Weekly Benefit – period of 104 weeks, but reducing to 52 weeks if a claim arises at the age of 69 and prior to Cover Expiry Age.
  • Lump Sum Payments – available for accidental death and permanent injuries.
  • Broken Bone Benefit – payment for an accidental injury.
  • You Select the Level of Cover You Want – the maximum benefit is 85% of Gross pre-tax income, but the Weekly Benefit selected must not to exceed $3,000.
  • Tax Deductible Premiums –  this may be possible and we encourage you to discuss with your financial advisor.
  • Professional Sport – coverage is in place for those that do play sports as long as the participation does not account for more than 25% of your total income. All codes of football (AFL, Soccer etc.) do have a 28 day waiting period.
  • Workers Compensation Top-up Cover – top up wages of up to $400 are available for a work related injury and is available for Queensland and NSW workers only.





Contact our team to find out more

Call 1300 724 436 or
email us info@i-protect.net.au



Download the iProtect personal accident & sickness insurance policy brochure

To download the brochure, please enter your email.

Disclaimer: i-Protect Underwriting Pty Ltd is a Corporate Authorised Representative CAR No. 1244731 of Arthur J. Gallagher & Co (Aus) Limited AFSL: 238312 ABN: 34 005 543 920 Level 12, 80 Pacific Highway, North Sydney, NSW 2060

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